With the holidays just around the corner and the economy the way that it is, it might help to try and cut wherever we can. I found this list online. The only one I have not tried yet is the first one, getting rid of my landline and relying completely on the cell phone. My cell doesn't work ideally inside my home, so it would be tough to have that as my only phone. Here are the suggested tips:
Get Rid of Your Landline
Use your cell phone plan exclusively and save at least $25 a month. If you need to make international calls, encourage your overseas friends and family to join you in signing up for Skype.com, which offers free VOIP (voice-over-internet-protocol) services.
Weekly Savings: At least $8-$15
Limit Visits to the ATM
ATM transactions, on average, charge about $3 in fees. Take out cash from ATM machines that belong to your bank to limit fees, or ask for cash back (no fee) when you use your debit card at stores like Whole Foods, Staples and Best Buy. Visit the ATM once a week, take out as much money you'll need for the next seven days and use that cash for your everyday expenses from gas to coffee, lunch and that must-have sweater that's on sale at J.Crew. Sticking to that cash with help you better budget and avoid the ATM during the week.
Weekly Savings: At least $3 to $10
Buy Generic Grocery Brands
Buying generic pharmaceuticals and filling your grocery cart with store-brand products instead of upscale labels can help save up to 50% on everyday goods. While the quality may not be identical, it's pretty hard to tell the difference between most products. Considering the average two-person household spends $200 a month on groceries, a single person could save a quick $50 just opting for basic brands. Want to cut another $30 to $50 a month? Reduce your eating out habits in half, since families spend more than 40% of their food budget on dining out, according to Consumer Reports.
Weekly Savings: At least $30
Self Mani/Pedi
Beauty specialists suggest pampering your hand and toe nails about twice a month. That's at least $30 a visit, more if at a fancy spa. Instead buy some white nail polish to give your French manicure tips your own touch-up, or go two weeks without a professional manicure -- no one will think less of you. There's a much cheaper home remedy solution involving a nail file ($1) and nail polish ($6).
Weekly Savings: At least $15
Get a Library Card
It's free! From books to DVDs and WiFi, the library is a cheapskate's mecca, and makes Blockbuster and Netflix look like highway robbers.
Weekly Savings: $5
Pre-Game
The markup on alcohol at a restaurant or bar is easily 100% more than the retail price at a liquor store. Next Saturday night when you plan on going out, first have a little cocktail party at your house to help limit how much you spend at the bars. And of course, drink responsibly.
Weekly Savings: At least $25
Nix the Gym
A UC Berkeley/Stanford University study found that average gym members visited their fitness clubs just four times a month – or once a week. That's hardly enough times to satisfy a $60 to $100 monthly membership. If you're not using your gym, lose it. Go for a run in the park, instead.
Weekly Savings: At least $15
Source: walletpop.com